Many people will need to have a background check done at some point in their lives. The type of background check you need to undergo will largely depend on why you need one. Here are three types of background checks.
1. Driving Records
A driving record background check is meant to help companies assess and mitigate the risks associated with hiring drivers. Someone who drives for a company needs to be able to prove he or she is a safe, conscientious driver and is unlikely to cost the company money by getting into an accident or driving recklessly. This background check scans the applicant’s driving history for violations or accidents and checks that his or her license is valid, what endorsements or classes are included on the license and if the applicant has any driving restrictions.
2. Credit Reports
Credit history background checks are performed in relation to finances more often than they are in relation to employment. Most commonly, they’re used to assess the risk involved in approving loans and repayment plans. Good credit makes it more likely that your loan rate will be lower and your payment plan more flexible. Bad credit means you may not be approved and if you are, you’ll likely be dealing with higher rates. Employers may require this type of check if the position requires making financial decisions or handling money.
3. Criminal History
Criminal history background checks can be conducted on current employees if they’re undergoing changes to terms of employment changes, such as transfers and promotions. More often, these background checks are performed on applicants. They’re meant to ensure people with potentially dangerous records, such as violence or theft, can be screened out. Always follow EEOC guidelines when performing this type of background check.
Background checks are performed for a variety of reasons. They can be used to assess and mitigate risk, ensure a person has a clean record or to protect vulnerable people.
